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Insurance & Auto Accident Arbitration
Arbitration guide

Insurance & Auto Accident Arbitration

Insurance policies often use arbitration (or appraisal) to resolve coverage and valuation disputes — uninsured/underinsured motorist claims, property damage, and bad-faith fights. Insurers also arbitrate claims against each other through inter-company arbitration.

Appraisal decides only the amount of loss; arbitration can decide liability and coverage too. If your car-accident or insurance claim is headed to arbitration, understanding which process applies — and its deadlines — is critical.

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Two ways forward

Resolve it fast, or get the right lawyer.

Many disputes settle in days without a lawyer. Try Quick-Resolve arbitration first — and if it isn't the right fit, we'll match you with a lawyer best suited to your need.

Frequently asked

Insurance & Auto Accident Arbitration — questions answered

How does insurance arbitration work?

The policyholder and insurer (or two insurers) submit a coverage or valuation dispute to a neutral arbitrator, who hears evidence and issues a decision. Many auto policies require it for uninsured/underinsured motorist claims.

What's the difference between appraisal and arbitration?

Appraisal resolves only the amount of a loss, using appraisers and an umpire. Arbitration is broader — it can decide liability and coverage, not just value.

Why is my car accident claim going to arbitration?

Because your policy or the parties' agreement requires disputed claims — often uninsured/underinsured motorist or damage valuation — to be arbitrated instead of litigated.

Keep reading

Need representation? Find an attorney or find a lawyer for your matter — or try Quick-Resolve arbitration first.

Attorney.plus is not a law firm and does not provide legal advice. This is general information about arbitration, not a substitute for advice from a licensed attorney in your jurisdiction.

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